You wonder, is Zilch legit? It sure is, and ever since I first discovered Zilch, which was through an offer to get a free £15 Amazon voucher code through a seller on eBay, for which I paid £0.99, I’ve been regularly using it ever since. At the time, it sounded too good to be true to get a free £15 Amazon gift card, but the seller emailed me the referral link, I signed up, and bingo, I bought a t-shirt on Amazon with my 1500 (£15 worth) of reward points.
About Zilch
If you want to earn up to 5% cashback (most websites offer 2% Zilch rewards) on every single purchase online, and 0.5% on every contactless purchase, then you will love Zilch. I had to upgrade my phone. as my older Samsung did not allow me to make in-store purchases.
The answer is an astounding YES to to question, is Zilch legit, because there are thousands of retailers where you can earn Zilch cashback, whether you choose to pay over 6 weeks, over 3 months, or pay it all now and earn between 2% and 5% cashback. Zilch is very simple to use.
You will receive a virtual Visa card, which you will always use for each purchase, in place of your usual debit card. It’s easy to set up, and even if there is no store listed on the Zilch website, you can still earn cashback of 0.5%, but it’s only worthwhile if the purchase is £150 or over, as they charge a Zilch anywhere fee of £2.50 – £3.50 (if a store is not listed).
Otherwise, Zilch is a great website that gives you cashback to thousands of websites when you opt to ‘pay now’.
Is Zilch Legit?
It sure is, and it will earn you up to 5% cashback on every online or in-store purchase that you pay in full. So far, I’ve accumulated over £65 in cashback. I’ve had two Zilch referral sign ups, which has earned me £30 (or 3000 reward points, and you will get your own referral code too that you can share with friends and family).
Besides the Zilch sign up process, which can be a bit fiddly, and as long as you have a credit history, you should be accepted to use your Zilch virtual Visa and be eligible to earn up to 5% cashback on every purchase.
To discover more about the websites where you can earn Zilch rewards, check out my page, Earn Zilch Rewards.


I like Zilch, as I earn 2 percent cashback on every purchase, but the downside is that I do not have a mobile phone that allows me to tap and pay, so my cashback is only earned through online purchases, thus far. However, it’s so easy to use and you have two hours to make the purchase through your virtual mastercard. I’ve earned over £8 in cashback thus far, so it’s a great incentive. Highly recommended and you will get your own referral code too that you can share with friends and family to earn 1500 in points, which is £15 to spend in your favourite online or in-store shop.